Measured results in practice
Whichrate delivers measurable outcomes across claims assessment, negotiation, and dispute resolution.
Developed and refined in the UK, the platform has now been successfully piloted within the Australian market, demonstrating significant savings opportunities and improved consistency across hire-rate assessment.
Proven in the Australian market
Whichrate has already delivered 80% savings for one Tier 1 Australian Insurer.
Situation
Credit hire demands were materially inflated across duration, daily rates and add ons for a Tier 1 Australian insurer.
Manual reviews relied on broad rate tools and individual judgement, limiting the ability to confidently evidence a reasonable hire position.
Whichrate Assessment
Whichrate was used to validate reasonable daily hire costs using:
Like-for-like vehicle matching
Full Total Cost of Hire modelling
Transparent treatment of excess and add-ons
Repeatable, defensible methodology suitable for negotiation
80%
70%+
of all UK hire-rate lookups run through Whichrate
UK Market Success
Proven at scale in the world's most contested credit hire market
Built on proven market foundations
Whichrate has been developed and refined over more than a decade, combining extensive market coverage, rigorous data validation and evidence designed to stand up to scrutiny.
Widest range of hire rates across ABI vehicle categories, including specialist vehicles
Tens of thousands of new rates captured every week, seven days a week
Over 13.7 million rates collected and analysed in the last year alone
Rates are only captured where vehicles are genuinely advertised as available
All providers undergo due diligence, including financial viability and trading legitimacy.
Every rate is backed by immutable evidence, creating strong audit and litigation confidence.
£289m
70%+
13.7m
14+ yrs
337+
See how Whichrate performs with your own claims
Start with a free trial using your own claims – either live via our online portal or we can review a set of historical claims for you.
No subscription, no long-term commitment. After the trial you simply pay per report.
A simple, straight forward way to test how our platform can deliver savings for your business.