Why insurers choose Whichrate
Whichrate is designed to replace inconsistent, difficult-to-defend approaches with a clear, evidence-led methodology.
Superior evidence quality
Whichrate provides fully transparent data, including:
Daily hire rate
Individual and median rate
Reduced excess
Excess reimbursement insurance
Additional driver and young driver charges
True Like-for-Like Vehicle Matching
Ensuring accurate vehicle comparability.
Using our own proven proprietary categorisation framework we’ve categorised over 220,000 individual vehicles, so you get accurate vehicle matching, every time.
Matches the actual vehicle class (WR Group), rather than mixed or proxy categories.
Removes common class mismatch arguments raised by credit hire providers.
Strengthens the insurer’s reasonable equivalence position
We’ve partnered with the leading provider of vehicle identification and pricing information in the Asia Pacific region to ensure we always have the most up to date Australian vehicle data
70%+
of all UK hire-rate lookups run through Whichrate
Negotiation-Ready Outputs
Whichrate provides clear Total Cost of Hire scenarios for negotiation:
Standard hire (no reduced excess)
Reduced excess
Excess reimbursement insurance
Individual and median rate
Consistency & Control
Applying a standardised methodology across all claims.
Applies a single, standardised methodology across all claims.
Removes handler-by-handler variability and improves governance.
See how Whichrate performs with your own claims
Start with a free trial using your own claims – either live via our online portal or we can review a set of historical claims for you.
No subscription, no long-term commitment. After the trial you simply pay per report.
A simple, straight forward way to test how our platform can deliver savings for your business.